Money, Money, Money...Money

Proverbs 13:7, "One man pretends to be rich, yet has nothing; another pretends to be poor, yet has great wealth."

In this article the following facts are stated:

" » Eighty-six percent of all prestige or luxury makes of motor vehicles are driven by people who are not millionaires.

» Typically, millionaires pay about $16 (including tip) for a haircut.

» Nearly four in 10 millionaires buy wine that costs about $10 a bottle.

» In the U.S., there are nearly three times more millionaires living in homes with a market value of under $300,000 than there are living in homes valued at $1 million or more.

» Forget the Manolo Blahnik high-priced shoes. The No. 1 preferred shoe brand worn by millionaire women is Nine West. Their favorite clothing store is Ann Taylor."

I know a couple of wealthy individuals and most of the statements above apply to them. I think your pocket will reflect your peace of mind...not caring about how other people perceive your "financial status."

I recently made/completed the following emotional/personal/financial goals:
Financial:
-I own one credit card that is totally paid off. At one point in my life I had three credit cards. Now I live off of my debit cards. My savings account is at a different bank than my checking account.
-I have no debt except for the unfortunate student loans which will hopefully be annihilated soon.
Emotional Spending:
-My only insane spending habit is changing my hair style because I get bored...perhaps I should be a hair stylist as a side gig? I am working on annihilating this habit.
-I have a real interest in purchasing a luxury car; however I know it is not really necessary, unless it is a great deal and I can pay for the car cash or have a huge down payment.
- I use allocated money to go on trips and other outings.
-I rather invest in my future than in the "here and now"
Personal:
-I own 25 pair of shoes (may not seem like a lot to you), yet I seriously only wear (in the winter) like 5 pair religiously until I wear them down.
-I have learned to go bulk clothes shopping like two times a year. And shop for particular accessories, dresses, or pieces on an as needed/budget permits basis.
-I have a personal goal and am currently planning to own my own real estate property within the next two years, God Willing. Instead of paying so much money for rent... I rather place that money into a condo/townhouse.


I also have a peace within my spirit that I am happy with my life. I love my family, my close friendships, happy to be in good health and my family is in good health, I am happy to have security, shelter, and etc. I think it is important to try to focus on ourselves and to gain emotionally, financial, and spiritual security. There are various studies to show that many of us are living paycheck to paycheck; however I believe that many of that could have been avoided if we didn't make certain purchases.

I hope I inspired you to develop your own financial/personal/emotional goals and to focus on getting money and keeping money instead using credit as cash,luxury cars as a status symbol, and purchasing purses, shoes, sneakers, and etc that cost hundreds of dollars but are as susceptible to getting dirty and damaged just as any other handbag or shoe.